We are almost at the end of the first quarter of 2021, and you wake up wondering why you are still broke. You keep asking yourself if you will ever get that fairy tale luxury lifestyle, or even, if you will be able to repair your credit and get out of debt. You ask yourself. Why do I stay stuck in this zone?

You have a money block and you need to fix it now. 

What is a money block? 

Money block is all in the mind. It’s those thoughts or feelings that nudges you and disrupts you from living the lifestyle you are truly worthy of living. It could be why you are in a never-ending cycle of debt or why you stay in a cycle of bad credit. It is these subconscious ideologies that you have always had about money, that is hindering you from financial success and strategizing around how to get out of debt. 

Most people can trace their money blocks back to the way they were raised, their religious belief, and many other factors may play a role. It is those limiting beliefs that unknowingly manifests themselves in our financial lives. 

Here are four common examples of Money Blocks.

Negative assumptions 

Depending on the type of mindset you walk around town with, if you have a negative assumption about money, all you are going to get will be a lack of money. That is because rather than staying positive, you seem to dwell on the negatives. This prevents you from taking the actions that you need and hinder your success in manifesting wealth. 

Fear of the unknown

Sometimes, we get scared when we are on the verge of getting all the things we ever wanted. The fear stems from the need for change and to accept a new normal or just fear that it will not last. While fear is sometimes a healthy emotion, the only thing irrational fear and inaction will do is hold you back from experiencing more. 

Related article: Investing In Yourself: Gain Financial Clarity & Grow Your Wealth

Money is bad

The mentality that revolves around wealthy people and greed or the rich taking more than they often deserve leads to the buildup of resentment. The resentment that builds up in you blocks money from coming to you, because you believe the rich are undeserving of the wealth they have obtained and, therefore, if you were to attain a level of wealth you would be undeserving, or you too would be viewed in a negative light. 

Limiting beliefs

When you have thoughts that limit you and your financial capabilities — thoughts like, there are no possibilities of finding ways of  how to get out of debt or how to save all the money I need. These thoughts actually rob you of finding ways to generate wealth. There is an unlimited opportunity to create wealth, and there is enough for everyone. 

How to break up with money blocks

Right now is always the best time to start something now.. Once you recognize that you have a money block, you just need to shift your mindset which will completely change your thoughts about money. Once you change your thoughts, you can put in place concrete action steps that will put you on the right path to financial wellness, so that you can grow your wealth well beyond what you could have ever imagined.

 If you desperately need to learn how to get out of debt, or how to repair your credit, or start saving, then now is the right time to let go of the old ideologies that no longer serve you and make room for a new mindset that can help you in achieving your personal finance goal. 

Put yourself in a position where you have access to opportunities. Spend some time taking inventory of the things that bring you steps closer to your goals and are in line with where you need to be. If you have not yet set goals, take bold steps to create a financial vision board and know when you need to bring in the professionals. You could always find a financial coach that can help you reach that level you want. 


Fixing money blocks gives you an edge and brings you a step closer to knowing how to get out of debt, repair your credit, build your savings, and affording the lifestyle of your dreams. Be willing to put in the work and stick with it for as long as you need to. With time, you will get all you’ve ever wanted and so much more.

About Tanya

Tanya Taylor, CPA, MBA is the founder and CEO of Grow Your Wealth.  Her mission is to help 1 million professionals and business owners ditch bad debt and create a 6 or 7-figure retirement income by learning how money works in 6 steps so that they can build a legacy without feeling stuck.

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