Personal Finance

The role of women over the past few decades has changed significantly. Today’s reality is that many women are entrepreneurs, executives in their respective fields, and are the primary breadwinner of the family. We are also seeing many women heading up households as a single parent. There is no question that with these increased responsibilities comes the need to ensure adequate life insurance coverage for your loved ones.

Retirement planning is essential for an individual especially in times like these where Covid-19 is in existence. The virus has created unprecedented social and economic impact worldwide, which will last for decades to the future. The World Bank’s Global Economic Prospects forecasted a 5.2 percent contraction in global GDP in 2020.

2024 is a year of new hopes and opportunities for everyone. Now is a great time to reflect on 2023 and determine what new things you need to do for yourself in regards to shoring up your finances aka your money moves for the New Year.

Low credit score can affect your life in many different ways. A low credit score can hinder your ability to make certain purchases, since it is one of the most important factors that banks and other lenders utilize to assess your financial responsibility and ability to pay. When you have a low credit score, it is a strong indicator that you are a riskier borrower.

According to the National Bureau of Economic Research, the U.S. economy is officially in a recession. The recession they indicated began in February 2020, ending the longest economic expansion in U.S. history.

We hear quite often how bad credit cards are, and depending on the guru of the moment, you may even hear that you should never use credit cards, and instead opt for cash.

Most times when I speak to individuals on the topic of disability insurance, they are usually completely clueless. This applies across all income brackets.

Retirement should be seen as a time to prioritize personal interest, to travel, fulfill lifelong hobbies and so much more